Appartement 4 pièces à vendre à Funchal

Description du bien

Appartement 4 pièces à vendre à Funchal.
Three bedroom apartment located near the center of Funchal in a residential area in a private condominium with parking (basement), storage room and swimming pool. Recent construction, with very good finishes. All bedrooms have fitted wardrobes, double glazing, wooden floors, alarm system, solar panels,kitchens with flood detection system and gas leaks, reinforced access doors, video intercom and much storage. 100% financing. Mortgages - Non Residents The Bank will verify if the applicant is in a financial position to be able to meet the conditions of the loan which will be based on 'affordability'. If an applicant is self-employed, an application must be accompanied by audited accounts for the previous three years together with the current year's management or unaudited accounts, satisfactorily certified by an accountant acceptable to the Bank, together with three years tax returns. The Bank will usually consider lending up to 65% of the valuation of the property, or purchase price whichever is lower. Security The security will be either a mortgage over the property or if the property is owned by a company (which the Bank requires to be managed by a specialist management company from it's approved list) the Bank will require a charge over the shares of the company along with a mortgage registered on the property. The Bank will recommend an assignment over a suitable life policy. It will also be a condition of the loan that the property is insured for it's full replacement value and the Bank's interest noted thereon. Valuation of property Approval of any loan application will depend upon the Bank's valuers providing a favourable report on the property, the cost of which will be borne by the applicant. Procedure Once an application has been approved by the Bank and the terms and conditions have been offered and accepted, all legal documents will be prepared by the Bank's lawyers with all legal fees to be borne by the applicant. Energy Rating: C Performance Énergétique: C #ref:RefAPA_377

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